Bellevue Washington for Beginners

The Definitive Guide for Bellevue Washington Population


These days, a journey to Bellevue is a wholly different experience from a journey to Seattle. Both towns have plenty to offer, however Bellevue has entered into its very own as one of the Pacific Northwest's surprise gems (or not-so-hidden gems, relying on the person you ask). Plan your journey as early as possible and also be ready to explore.


If there were a "funding" of the Eastside, it would certainly probably be Bellevue. The city not only has the largest populace of all Eastside suburbs however is likewise a local facility for modern technology jobs, purchasing, and also organizes several of the very best restaurants in the area. In this Bellevue, Washington guide you'll find every little thing the city provides.


Downtown Bellevue is also home to most of the city's hotel areas if you're remaining in the city. There are regarding 4,000 spaces midtown, which is about the number found in downtown Seattle - bellevue washington time.


Its seen extensive renovations over the last few years as well as is extremely soothing. After a quit at the park, advance to Old Bellevue. This component of the city is situated near the water and has a variety of exceptional dining establishments and also coffee shops to delight in. Bridle Trails is filled up with undeveloped woodlands (Picture Credit history: John Grinter/Shutterstock) Bridle Trails State Park borders Kirkland as well as Bellevue.




Not known Facts About Bellevue Washington To Seattle


The location surrounding Bridle Trails is extra country than other parts of Bellevue and also made use of to be filled with equestrian companies. If you look at the state park and also surrounding neighborhoods on Google Maps, it'll look even more like a giant woodland in the city than an area people live! Bridle Trails is an attractive neighborhood to visit and also live in.


The community has long been notable for being the home of Nintendo of America and also parts of Microsoft's head office. The center of the area included several strip shopping centers. Today, Overlake is being transformed. Huge parking area are being replaced by parks. The neighborhood used to be residence to the largest Sears west of the Mississippi, however that building was torn down in 2022 - bellevue washington homes for sale.


The Springtime District is the design for just how these areas will certainly develop in the future. Bellevue is producing brand-new zoning regulations that make the areas around its city terminals denser, with lots of homes and mixed-use advancements. A neighborhood known for its diversity, Crossroads sits at the geographical facility of Bellevue.




Bellevue Washington PopulationBellevue Washington Time
This non-traditional shopping mall has a huge food hall loaded with ethnic food vendors and very few franchises. Inside Crossroads, there are boba drinks, Korean BBQ, a number of Indian dining establishments, Italian, Mediterranean, Mexican, Russian, as well as a lot a lot more. Depend on us when we claim you will not neglect the scents that waft washington bellevue auto dealers across the food court as you relocate from supplier to supplier! Best of all, Crossroads is a real gathering place for the community, with tables bellevue washington building codes spread out and also huge chessboards that urge people to gather.




All about Bellevue Washington Apartments


 


Factoria sits at the crossway of Interstate 405 and also Interstate 90 and is known for being the home of T-Mobile and also a large purchasing plaza that serves close-by neighborhoods like Somerset as well as Newport. Recently, the Factoria Shopping center dropped on hard times as jobs increased. However, the area is currently in the midst of a massive redevelopment that must reinvigorate it.


In the Lake Hills area, Larsen Lake links to the Lake to Lake Route and likewise has a blueberry ranch that permits you to seasonally select blueberries. Near downtown, Lake Bellevue is completely bordered by apartment or condos and also restaurants. Among the ideal sushi restaurants in Bellevue I Love Sushi is found on Lake Bellevue.




Its largest collection of retail is in downtown Bellevue, but there are many neighborhoods in the city offering large numbers of stores, restaurants, and also solutions. Let's take a look at the biggest retail facilities in the city. Bellevue Square was Bellevue's initial mall and also opened up in 1946, a time when less than 5,000 people resided in the city.




Bellevue Washington Homes For SaleBellevue Washington Hotels
Old Bellevue on Key Street host even more than 15 restaurants and also a handful of residence goods and also clothes boutiques. The Bravern is an additional shopping destination. It made use of to host a Neiman Marcus (enclosed 2020), but still keeps a high-end roster of stores like Hermes, More Bonuses Gucci, Bottega Venetta, as well as Prada in addition to a number of restaurants as well as solutions like medical spas as well as health clubs.




Bellevue Washington Population - Questions


Past the food court, Crossroads Shopping center hosts several stores like groceries, home items, book shops, health clubs, and also a motion picture theater. The centerpiece of Bel-Red as well as Overlake utilized to be a multi-floor Sears that was its biggest area west of the Mississippi River. Today, that Sears place has been torn down and also the community is ending up being much extra mixed-use.


Factoria was long Bellevue's second largest shopping mall after Bellevue Square. Like lots of non-destination malls throughout the country, its battled considering that the arrival of on-line shopping and also has actually been labeled a "dead shopping mall. bellevue washington apartments." There have been numerous restoration proposals for the mall, and also it's likely Factoria Shopping mall will eventually come to be far more mixed-use with houses


Especially, Bellevue has some of the finest steakhouses in the area that typically give amazing sights and a few of the most effective service you can locate (premium restaurants). Those are the sorts of restaurants that frequently won't make "finest of" listings trying to find more diverse food options, but they're exceptionally popular options.




 


Wonderful international restaurants are spread throughout the city, yet there's a certain concentration in downtown, Bel-Red, Overlake, and Crossroads. These restaurants are frequently affordable and ignored on "ideal of" checklists too, but Bellevue has them in abundance. Let's dive a bit deeper into some instances of the most effective restaurants Bellevue has to provide.




9 Simple Techniques For Bellevue Washington


Entrees vary from sushi (of which they have a large menu) to large tomahawk ribeyes. You'll want to conserve area for treat too, because it can be rather the phenomenon. Bellevue's premium dining scene was begun by John Howie when he opened up Seastar in the 1990s (a lot more on that dining establishment in a moment).

 

Getting The Bellevue Washington To Seattle To Work

Not known Factual Statements About Bellevue Washington County


Bellevue Square initially opened its doors to buyers on August 20, 1946, and was initially titled the "Bellevue Purchasing Square" before being reduced just a couple of years later to its existing name. The square has undertaken numerous renovations throughout the decades and today types part of the Bellevue Collection, a collection of shopping locations and also tourist attractions populated around downtown.




Much of Bellevue's travel charm is its proximity to the Emerald City, which site visitors to Bellevue can fully experience without requiring to invest the night in a midtown Seattle hotel. Suggested excursions: For even more regarding the Pacific Northwest, checked out:.




Bellevue Washington CountyBellevue Washington County
The Bellevue Collection is a dynamic hotspot that incorporates purchasing, dining, as well as recreation including an active night life with life amusement, dance clubs, bars as well as lounges, and also even more than 180 retail shops to please your fashionista's fancy. Whether your late night antsy-pants has you intending to shop or dance, you can find your means to where the rhythm moves you at The Bellevue Collection, situated at NE 8th Street and also Bellevue Method Bellevue, Washington.




About Bellevue Washington


This info is given courtesy of. Keep us in mind for all your property requirements. Call us today at 425-200-4093.




Bellevue Washington To SeattleBellevue Washington Time
This message's introduction: Hi men, in this post I'll inform you what to do in Bellevue, Washington and past. I have visited Bellevue on the business trip in 2014 and had a little bit of time to get acquainted with the town (or city) and also comprehend what exists to do and see in Bellevue, WA.


Nonetheless, the majority of individuals operating in Bellevue aren't in fact living there, so the town ends up being vacant on the weekend breaks. Lots of individuals visit Bellevue, WA on a business trip much like me and also when I visited Bellevue, there was absolutely no information concerning things you can do there. After speaking with some of my local colleagues, a lot of strolling around and discovering as well as researching things on-line, I came up with this checklist of.




The Bellevue Washington Hotels Statements


Bellevue Washington CountyBellevue Washington To Seattle
If you're asking yourself, where to stay in Bellevue, WA, I remained in for 6 days and also it was a wonderful keep. The resort is good and modern as well as the personnel was incredibly friendly as well as helpful. A few other options to think about: and also Some of you could not know, that Bellevue, Washington is actually a fantastic area for shopping! I imply, there are going important source shopping malls on every edge and also to be truthful, I discovered purchasing in Bellevue much better than in Seattle.


I went there on my last day in Bellevue and also discovered many points that I suched as (bellevue washington county). There's likewise a in the South of Bellevue near Newcastle as well as I in fact handled to purchase my Nike Air max 2017 there. Various other shopping options include the Lincoln mall, obviously, and Bellevue Square


If you're not from the United States and also never been to Macy's in the past, you may like to examine it out. Even though Bellevue is a small city, there are lots of wonderful dining establishments you can see there. Among them is the well-known Dim Amount area called Cacophony Tai Fung it's a chain that is well-known worldwide.




About Bellevue Washington County


 


To obtain a table there, you will most likely have to wait a bit, however it's certainly worth the wait. We waited on about thirty minutes approximately, yet the food was definitely worth the wait. Among the most noticeable things you can do when taking place a service journey to Bellevue, WA is to check out Seattle.


If you're asking yourself, exactly how costly is Seattle, inspect my various other In order to see bellevue washington b&o many of Seattle, you can take one of the tours e. g. or. Please keep in mind that the scenic tour begins from Seattle, so you either require to hop on a bus to Seattle or ask for an Uber. Photo credit score: skeeze/ Pixabay Another of the best things you can do in Bellevue, WA bellevue washington air quality (or close-by) is visiting the Snoqualmie Falls.


You can likewise to discover one of the most attractive nature areas in Washington. One more fantastic nature area near Bellevue and also Seattle is St. Helens. Like in other instances, you simply require to drive there or book a trip in situation you don't want to drive/ can not drive or are tired of driving.




 


Need to you have any kind of concerns, do not be reluctant to ask!.




The 9-Second Trick For Bellevue Washington


Bellevue Square is among the most effective places to study the town's retail society. Here, buyers can browse some of the greater than 200 retailers, after that eat at one of even more than 50 local-to-global dining establishments. The purchasing experience is largely focused on significant brands and premium fashion, but there's something for everybody (you'll even discover a LEGO shop on the mall's initial floor).


Locals say that the prices are fair, the coffee is hot, as well as the solution gets along. This is one of the very best locations in the area to get hold of a roast beef sandwich or a patty melt, as well as if you're seeing throughout morning meal hrs, the homemade cinnamon rolls are unequaled (just head there early once the cinnamon rolls are gone with the day, they're gone).


For obtaining from city to city, take a look at the King Area City's site, which has bus routines as well as various other info. The city recently started accepting applications from bike-sharing firms - bellevue washington to seattle, and also you can rent out bikes in nearby Seattle or Kirkland to explore the city in this manner. The city offers a color-coded bike map for bicyclists.

 

Getting The Apartments In Tacoma To Work

Get This Report on One Bedroom Apartment Tacoma

 

Nothing to hand off to your kids/spouse or to cost money profits. Additionally, your rental fee can as well as will certainly most likely rise, also if some degree of lease control is in area. So you may be paying less than your neighbor with the home loan today, however if your neighbor's home mortgage is fixed, they'll still be paying the same amount in the future while your rent fires greater.

 

 

 

Two-bedroom Apartment TacomaDowntown Tacoma Apartments
In other words, gradually the residence or apartment becomes your property, in contrast to leasing, where you never possess anything in addition to the meager contents. Furthermore, possessing may be a more affordable alternative than renting out these days in several markets across the USA thanks to the reduced interest rates offered.

 

 

 

The Best Guide To Brand New Tacoma Apartments


Why pay $2,500 in lease if you can make a $2,200 home loan settlement, particularly if you can write off the interest and the tax obligations? That's right, with homeownership comes tax obligation advantages. Obviously, the future of the home mortgage passion deduction constantly hangs in the equilibrium, yet property tax are still fully deductible - downtown Tacoma apartments.


A proprietor of building also has less restrictions, and also can add or change to their heart's material, less any type of government administration or HOA guidelines. This means you can make your building worth even more over the years, or simply make it extra useful/attractive for you as well as your family. Whole lots of surprise expenses you never realize until you become a homeowner, Greater duty as well as potential liability, May be more pricey than renting (as well as you could need to come up with a huge down payment)Harder to choose up and also go if you want to move for whatever factor, There are plenty of downsides to owning residential or commercial property.

 

 

 

8 Easy Facts About Two-bedroom Apartment Tacoma Explained

 

 


You likewise have to pay actual estate tax obligations and house owners insurance policy, which don't stop as soon as the mortgage is paid off. You may even require to pay pricey HOA charges and also home mortgage insurance premiums.


Oh, as well as you better believe that every little point that's incorrect with YOUR residential property will certainly offer you stress, every single day. downtown Tacoma apartments. You can't just evacuate and relocate along effortlessly. It takes time (and money) to unload a residential property. And also you could not construct out as high as you assume when you consider genuine estate compensations, shutting prices, moving costs, tax obligations, and also less-than-anticipated residence cost gains.

 

 

 

The Buzz on Two-bedroom Apartment Tacoma

 

 

 

 


It's definitely not a foregone conclusion that buying is better than renting, though many affluent people will be proprietors of genuine estate There are countless good/bad factors to both buy or lease, And no solitary response to please everyone all of the time, Some people detest real estate investment as well as the frustrations that come with it, While others think you're throwing away cash when your rental fee, As you can see, there are lots of pros and cons to getting vs.

 

 

 

Luxury Tacoma ApartmentsApartments For Rent In Tacoma


When you rent, lease pretty much quite a lot understand're getting into (two-bedroom apartment Tacoma). With a residence, you're making a bit of a wager on your future, and also the future of the economic climate.

 

 

 

Not known Facts About Brand New Tacoma Apartments

 

 


get concern. Hopefully it makes your choice that bit easier. two-bedroom apartment Tacoma. May be cheaper than a home mortgage settlement, Fewer (if any kind of) maintenance costs, No down repayment required (much less deposit)No property tax (occupants insurance policy optional)Less anxiety (who Going Here cares, it's not yours!)Freedom to move or downsize when needed, No threat of home price depreciation, Some energy costs may be included"Free" services such as swimming pool, gym, protection, Money can be used for various other, a lot more successful financial investments, Can't be seized on Rental payment might surpass monthly price of home mortgage, No possession or riches development, Settlements never stop when renting out, Lease will certainly climb with time, Should manage a landlord or administration firm, No tax benefits, Guidelines, policies, and constraints, Even more short-lived, much less security, Constantly at the grace of the home proprietor You can build home equity and wealth, Sizable tax deductions possible, Your space, your guidelines (animals welcome)Capability to renovate, expand, take down, Pride of ownership (social condition, success)Possibly far better for youngsters, family structure, Capacity to borrow against your house (HELOC or cash-out)Say goodbye to regular monthly payments as soon as mortgage repaid, Fixed repayments (if you pick a fixed mortgage)Home loans are the most affordable loans available, No property manager, Can leave out funding gains when you market (partially)Inflation hedge (homes end up being worth a lot more as buck sheds value)Forced financial savings, Leveraged financial investment, Can lease to others, Can sell and also utilize proceeds for bigger/better residence, Retirement savings, It's the American Desire! House costs might lose value, Can overpay for your buildingObtaining a home mortgage (as well as finding a house) is a headache, Not everyone gets approved for a home loan, You have to pay tax obligations as well as property owners insurance coverage, Total real estate repayment can be a lot more costlyHome loan repayment can increase (if an ARM)Sizable deposit required, Upkeep costs can be too much, Expensive HOA charges (if suitable)You're "stuck" in a home (long-lasting dedication)Boosted responsibility as well as responsibility, Transactional prices of acquiring as well as selling, Ownership is difficult! Tax obligations and also insurance policy normally rise, Your home can be damaged or damaged (and also not fully insured)Can be seized on as well as lose your residence, Learn more: When to start searching additional resources for a house to purchase.


Normally, homeowners anticipating a step will look for to market their existing residence, often requiring the cash money from the sale to help acquire their next home. Sometimes, scenarios have homeowners wondering what the benefits and drawbacks of try this web-site leasing your house are as well as whether it's viable to turn the old home right into a mutual fund by tenants.
 

The Facts About Apartments For Rent In South Lake Union Revealed

The Of Apartments Near Amazon

 

Homes are a clever option for those who don't want the duty and expense of homeownership. An apartment or condo is a great choice if you don't plan to stay in a certain location long-term. As an example, if you're only planning to live in a city for a year or 2 before moving, house living (as well as renting, as a whole) may be smarter than linking yourself to an apartment.


Make certain to examine your lease to see what upkeep, if any, you're obliged to do. Apartment or condo neighborhoods are commonly located in or near city facilities, with very easy access to dining establishments, purchasing and also even more. While some houses feature a neighborhood pool or leisure area, they might not have as numerous centers offered compared to an apartment.

 

 

 

 

 

 


We do not have any wonderful occasions to go to right now, we do have ...

 

 

 

Apartments Near AmazonPet-friendly Seattle Apartments
There are few topics in personal finance as financing as this debate: dispute you buy a get or residence a rent out? On the various other side, you have individuals stating that you can rent out and also spend the distinction and also you'll come out in advance.

 

 

 

Little Known Facts About Seattle Apartments.


Money-wise, they will likely be rather equal, assuming you are contrasting apples-to-apples in terms of dimension, place, etc. The reality is, when people acquire their own residence to stay in, they don't treat it as a financial investment. They put in cash and individual touch. They may invest greater than they would certainly if they rent.


I'm going to share some really real math on the real cost of homeownership, as well as contrast it to renting the precise very same home. For this contrast, I'm lucky adequate to use a similar residence in the same sub-division that was for-rent as a contrast, so these numbers have to do with as apples-to-apples as you're going to get.


rent discussion, it's always crucial to consider the variables - pet-friendly seattle apartments. First, we have to start with a basic facility - you have to live somewhere that will certainly cost you money (so, not your parent's home). If you have various other complimentary real estate alternatives, well, that will certainly constantly win! With that out of the way, when you discuss buying a home, you have the purchase price and the asking price.

 

 

 

Some Known Facts About Pet-friendly Seattle Apartments.




The only exemption here is geo-arbitrage - where you offer in a high price of living area, and also relocate to a much reduced cost of living area. When it comes to renting, you get rid of a lot of these costs. Leasing truly simply has two costs: the lease payment each month, and tenants insurance.


For contrast, we're mosting likely to neglect variables like utility expenses. Given that we're contrasting apples-to-apples and your homes are the exact same dimension, in the exact same area, we can think that energies like electrical power as well as water will coincide at both. For this instance, we're mosting likely to be looking at a three bed room, 2 washroom house in the residential areas of a higher-cost of living location. apartments for rent in south lake union.


Looking at that number is what individuals obtain truly thrilled about in the entire buy vs. lease debate. When it comes to actual estate, there is so much more than rate.

 

 

 

The 7-Second Trick For Seattle Apartments


Keep in mind, all numbers have been built up for the whole 6 visit this website years of possession. The purchase costs mirror the one-time charges, fees, and also tax obligations the buyer had to pay of pocket to possess the home - seattle apartments. Bear in mind, also when you buy, you commonly have to pay some of the costs to close the offer.


These are the monthly "sunk expenses" of having the house. We just consist of home mortgage passion as a sunk expense, given that the principal portion of the mortgage payment is building equity. These are payments you make monthly that go to another person - not towards equity in your house. Some may argue that you reach subtract home mortgage passion from your tax obligations, which might be true.


The yearly sunk expenses of homeownership are essentially the building tax obligations you pay ever year. Once more, money you pay as a homeowner that mosts likely to another person, not equity. One more potential tax obligation reduction is real estate tax, but adjustments to the SALT deduction may make this a moot point for many.

 

 

 

The smart Trick of Apartments For Rent In South Lake Union That Nobody is Discussing

 

Apartments For Rent In SeattlePet-friendly Seattle Apartments
People will not pay top-dollar for a 15-20 year old cooking area and also washroom, old rugs, as well as more. You have a selection of updating as well as paying an expense as a proprietor, or accepting a lower list price on departure. In any case, upgrading your house, or stopping working to upgrade will certainly be a cost you sustain.

 

 

 

Apartments For Rent In SeattleApartments Near Amazon

 



You have escrow and also various other costs of the sale - in this case getting a termite clearance. Offering a home isn't like offering stocks - it's costly! If you do the math as well as accumulate all of the sunk expenses of homeownership for this home for six years, it comes out to Check out that number.


You paid it expense for the opportunity of possessing your very own home. see it here And while you do have a property that has actually gained value, it doesn't indicate check out this site you're not investing cash on things to preserve that possession that include no straight worth. So, allow's go back and remember the numbers.
 

The Ultimate Guide To South Lake Union Apartments

Not known Details About South Lake Union Apartments

 

Apartment or condos are a clever option for those that don't desire the obligation and also expense of homeownership. An apartment or condo is an excellent alternative if you do not prepare to stay in a certain area lasting. If you're only planning to live in a city for a year or two before relocating, apartment living (and renting, in general) could be smarter than linking on your own to an apartment.


Make sure to inspect your lease to see what maintenance, if any type of, you're bound to do. Home communities are typically situated in or near town hall, with simple access to restaurants, buying and even more. While some apartment or condos include a neighborhood pool or leisure location, they might not have as many centers offered compared to a condo.

 

 

 

 

 

 


Welcome to Elton Park Corktown blog site # 1. apartments near facebook. Your link with what's going on around here-and some various other fascinating things. We don't have any type of fantastic occasions to go to right currently, we do have (apartments near facebook)...


There are few topics in subjects finance individual controversial as questionable debate: argument you buy a house or home an apartment? On one side of the argument, you have individuals claiming "rent is discarding money". On the other side, you have individuals claiming that you can rent out as well as invest the distinction as well as you'll come out ahead.

 

 

 

Not known Incorrect Statements About Apartments Near Facebook


Money-wise, they will likely be quite equal, assuming you are contrasting apples-to-apples in regards to dimension, place, etc. The fact is, when individuals acquire their very own residence to live in, they don't treat it as a financial investment. They place in money and also individual touch. They may spend even more than they would if they rent.


I'm going to share some extremely real mathematics on the true price of homeownership, as well as contrast it to leasing the exact very same house. For this contrast, I'm lucky adequate to utilize a comparable home in the same sub-division that was for-rent as a contrast, so these numbers are about as apples-to-apples as you're going to obtain.


Initially, we have to start with a fundamental property - you have to live somewhere that will certainly cost you money (so, not your parent's residence). With that out of the way, when you speak concerning buying a residence, you have the purchase cost as well as the marketing price.

 

 

 

All About Apartments For Rent In South Lake Union




The only exception below is geo-arbitrage - where you offer in a high cost of living location, and relocate to a much lower expense of living location. When it pertains to renting, you get rid of many of these expenses. Renting out really simply has two expenses: the rental fee repayment every month, as well as renters insurance policy.


For the benefit of comparison, we're mosting likely to disregard variables like energy view costs. Considering that we're contrasting apples-to-apples as well as your houses coincide dimension, in the same community, we can think that utilities like electrical energy and water will coincide at both. For this example, we're going to be checking out a three bedroom, two washroom house in the residential areas of a higher-cost of living area. seattle apartments.


Looking at that number is what individuals get truly thrilled concerning in the whole buy vs. rent argument. When it comes to genuine estate, there is so additional reading much more than rate.

 

 

 

The Best Guide To Apartments For Rent In South Lake Union


Note, all figures have been included up for the entire 6 years of possession. The purchase expenditures show the single fees, costs, and tax obligations the purchaser had to pay of pocket to have the house - apartments near google. Remember, even when you acquire, you commonly have to pay several of the costs to shut the deal.


These are the month-to-month "sunk expenses" of possessing the home. We only consist of home mortgage interest as a sunk cost, because the primary part of the home loan repayment is developing equity.


The yearly sunk expenses of homeownership are essentially the real estate tax you pay ever before year. Once more, cash you pay as a homeowner that goes to somebody else, not equity. Another potential tax deduction is residential or commercial property taxes, but modifications to the SALT reduction might make this a moot factor for many.

 

 

 

The Definitive Guide for Pet-friendly Seattle Apartments

 

Pet-friendly Seattle ApartmentsApartments For Rent In South Lake Union
People won't pay top-dollar for a 15-20 year old cooking area and also washroom, old carpets, and much more. You have an option of updating as well as paying an expenditure as a proprietor, or accepting a lower list price on exit. In any case, upgrading your home, or failing to upgrade will be an expense you sustain.

 

 

 

Apartments Near FacebookApartments For Rent In South Lake Union

 



You have escrow and other expenses of the sale - in this instance getting a termite clearance. Selling a home isn't such as selling stocks - it's costly! If you do the mathematics and accumulate every one of the sunk prices of homeownership for this residence for six years, it comes out to Consider that number.


You paid it out of pocket for the benefit of having your very own home. And go right here while you do have a possession that has actually obtained value, it doesn't indicate you're not investing money on things to preserve that asset that add no straight value. So, let's return and bear in mind the numbers.
 

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15